{"id":3827,"date":"2025-08-04T13:16:27","date_gmt":"2025-08-04T11:16:27","guid":{"rendered":"https:\/\/swiss-cashback.ch\/general-terms-and-conditions-verein-swiss-cashback\/"},"modified":"2025-08-04T13:16:42","modified_gmt":"2025-08-04T11:16:42","slug":"general-terms-and-conditions-verein-swiss-cashback","status":"publish","type":"page","link":"https:\/\/swiss-cashback.ch\/en\/general-terms-and-conditions-verein-swiss-cashback\/","title":{"rendered":"General Terms and Conditions &#8211; Verein-Swiss-Cashback"},"content":{"rendered":"<section  class='av_textblock_section av-makppy49-d15cba5d969ec3dd4575a3675ff6d344 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>AGB &amp; Statutes<\/h2>\n<p class=\"p1\">Association &#8211; Swiss Cashback<\/p>\n<p class=\"p1\"><i>Art. 1<\/i> &#8211; Under the name Verein Swiss Cashback, an association pursuant to Art. 60 et seq. ZGB<span class=\"Apple-converted-space\">  <\/span><\/p>\n<p class=\"p1\">with the present Articles of Association and with its registered office in Lucerne \/ Canton of Lucerne.<\/p>\n<p class=\"p3\"><i>Art. 2<\/i> The Swiss-Cashback Association supports its members in reducing their cost of living and taking advantage of additional financial benefits. This is done by organizing shopping discounts, special promotions, cashback programs and other advantageous offers. <\/p>\n<p class=\"p3\">In addition, the association provides its members with a platform where they can find out about various ways to earn extra income &#8211; for example through referral programs, direct sales, hourly wage work or other legal earning opportunities.  <b>The association does not provide jobs and does not distribute any income.  <\/b>The platform is exclusively for information and orientation purposes. All activities are the sole responsibility of the members. If members generate income through external partner programs or decentralized systems (e.g. digital referral networks), they receive this directly from the respective providers. The association is not involved in the payment or settlement and <span class=\"s1\">assumes no responsibility for the tax or social security obligations of its members.<\/span>   <\/p>\n<p class=\"p6\"><b>In addition, the association may engage in economic activities, in particular through<\/b><\/p>\n<p class=\"p6\">&#8211; the development and operation of an advantage world;<\/p>\n<p class=\"p6\">&#8211; Investments in companies;<\/p>\n<p class=\"p6\">&#8211; Acquisition, management and sale of real estate or other assets;<\/p>\n<p class=\"p6\">&#8211; Cooperation with platforms, partners or providers that promote the interests of<br \/>\n<span class=\"Apple-converted-space\">  <\/span> members.<\/p>\n<p class=\"p6\">&#8211; The association can be active at home and abroad. The funds of the association are used exclusively<br \/>\n<span class=\"Apple-converted-space\">  <\/span>used to fulfill the purpose of the association.<\/p>\n<p class=\"p1\"><span class=\"s2\"><b>Membership<\/b><\/span><\/p>\n<p class=\"p1\"><i>Art. 3<\/i> &#8211; Natural and legal persons may become members of the Association,<\/p>\n<p class=\"p1\">as well as corporations under public law or other associations.<\/p>\n<p class=\"p1\">-The Executive Board decides on the admission of new members.<\/p>\n<p class=\"p1\"><i>Art. 4<\/i> &#8211; Resignation from the Association shall be effected by written declaration to the<\/p>\n<p class=\"p1\">Board of Directors subject to a notice period of 3<span class=\"Apple-converted-space\">  <\/span>months to the end of a<\/p>\n<p class=\"p1\">calendar year.<\/p>\n<p class=\"p1\">-The Board of Directors decides on the exclusion of a member or delegate<\/p>\n<p class=\"p1\">without giving reasons.<\/p>\n<p class=\"p1\"><i>Art. 5<\/i> &#8211; <span class=\"s3\">The personal liability of the members is excluded; for the<\/span> <span class=\"s3\">liabilities of the association <\/span><span class=\"s4\"><b>is exclusively liable<\/b><\/span> <span class=\"s4\"><b>the assets of the association<\/b><\/span><span class=\"s2\">.<\/span><\/p>\n<p class=\"p8\"><span class=\"s2\"><b>Membership fee  <\/b><\/span><\/p>\n<p class=\"p8\"><span class=\"s5\"><i>Art.6<\/i> &#8211; <\/span>CHF 490.- <b>one-off<\/b><\/p>\n<p class=\"p1\"><span class=\"s2\"><b>Organs<\/b><\/span><\/p>\n<p class=\"p1\"><i>Art. 7<\/i> The bodies of the Association are<\/p>\n<p class=\"p2\">\n<p class=\"p10\">a.) the Delegates&#8217; Meeting (hereinafter referred to as the DM)<\/p>\n<p class=\"p10\">b.) the Executive Board<\/p>\n<p class=\"p1\">c.)the control body<\/p>\n<p class=\"p1\"><i>Art. 8 <\/i>The General Meeting elects 5 delegates from among its members.<\/p>\n<p class=\"p1\"><span class=\"s2\"><b>Assembly of Delegates  <\/b><\/span><\/p>\n<p class=\"p11\"><i>Art.9<\/i> &#8211; The <span class=\"s2\"><b>Assembly of Delegates<\/b><\/span> is made up of the delegates<br \/>\nmembers of the Board of Directors as well as the auditors (insofar as these<\/p>\n<p class=\"p12\">are members of the association). <b>The Assembly of Delegates is the supreme body<br \/>\nof the association. <\/b>The delegates are appointed by the Board of Directors. The term of office<br \/>\nis 2 years. Re-election is possible.&#8221;  <\/p>\n<p class=\"p1\"><i>Art.10  <\/i>The ordinary DM takes place once a year.<\/p>\n<p class=\"p2\">\n<p class=\"p1\">An extraordinary general meeting of shareholders may be convened on:<\/p>\n<p class=\"p10\">&#8211; Resolution of the Executive Board<\/p>\n<p class=\"p1\">&#8211; Request of the inspection body<\/p>\n<p class=\"p1\">&#8211; Written request from 1\/5 of the delegates<\/p>\n<p class=\"p1\">-The DM is announced at least 30 days before the date of the meeting.<\/p>\n<p class=\"p1\">The Board of Directors is convened by the Annual General Meeting, stating the place of the meeting and the items on the agenda.<\/p>\n<p class=\"p1\">-The detailed documents are sent out at least 15 days before the meeting.<\/p>\n<p class=\"p1\">&#8211; Business that is not on the agenda cannot be approved.<\/p>\n<p class=\"p1\"><i>Art.11<\/i> &#8211; Every duly convened DM shall constitute a quorum if 1\/3 of the<span class=\"Apple-converted-space\">  <\/span><\/p>\n<p class=\"p1\">delegates are present.<\/p>\n<p class=\"p1\">&#8211; Votes and elections are generally conducted openly.<\/p>\n<p class=\"p1\">&#8211; Upon request, the decision is made by an absolute majority of the votes cast.<\/p>\n<p class=\"p1\">decided whether the decision on a transaction will be made in secret.<\/p>\n<p class=\"p1\">&#8211; Resolutions and elections are passed by an absolute majority of the votes cast.<\/p>\n<p class=\"p1\">Voices.<\/p>\n<p class=\"p1\">&#8211; Motions must be submitted to the Board of Directors in writing 25 days before the meeting.<\/p>\n<p class=\"p1\">to submit<\/p>\n<p class=\"p2\">\n<p class=\"p1\"><i>Art. 12<\/i> The powers of the DM are:<\/p>\n<p class=\"p1\">&#8211; Approval of the annual report, the annual financial statements and the balance sheet, and<\/p>\n<p class=\"p1\"><span class=\"Apple-converted-space\">  <\/span>the acceptance of the report of the auditors and the discharge of the<span class=\"Apple-converted-space\">    <\/span>responsible bodies;<\/p>\n<p class=\"p2\">\n<p class=\"p1\">&#8211; Election and dismissal of members of the Audit Board;<\/p>\n<p class=\"p1\">&#8211; Election and dismissal of an external trustee;<\/p>\n<p class=\"p1\">&#8211; Determination of compensation for the Board of Directors;<\/p>\n<p class=\"p1\">&#8211; Resolution of motions;<\/p>\n<p class=\"p1\">&#8211; Amendment<span class=\"Apple-converted-space\">  <\/span>of the Articles of Association and determination of the membership fee<\/p>\n<p class=\"p1\">&#8211; Merger or dissolution of the association<\/p>\n<p class=\"p1\"><span class=\"s2\"><b>Management Board<\/b><\/span><\/p>\n<p class=\"p1\"><i>Art. 13<\/i> &#8211; The members of the Board of Directors are elected by the existing Board of Directors.<\/p>\n<p class=\"p1\">Previous members are re-elected by the other members of the Board of Directors.<\/p>\n<p class=\"p1\">The Board of Directors consists of at least 3 members of the Association elected for a term of 3 years<span class=\"Apple-converted-space\">  <\/span>(or for the remainder of the term of office).<\/p>\n<p class=\"p1\">-Board members can, but do not have to be delegates at the same time.<\/p>\n<p class=\"p1\">&#8211; The President of the Board of Directors is elected by the DM.<\/p>\n<p class=\"p1\"><i>Art. 14<\/i> &#8211; The Board of Directors manages the affairs of the Association, represents<span class=\"Apple-converted-space\">  <\/span>it externally and conducts and manages all business.<\/p>\n<p class=\"p1\">&#8211; The President or Vice President, together with the Treasurer or Actuary, are each<\/p>\n<p class=\"p1\">authorized to represent the association and they are also authorized signatories.<br \/>\n&#8211; Transactions with a value of over CHF 10,000 require 3 signatures<br \/>\non the Board of Directors.<\/p>\n<p class=\"p1\">&#8211; Convening and holding the DM.<\/p>\n<p class=\"p1\">-The Board of Directors is responsible for all matters not covered by the Articles of Incorporation or mandatory legal provisions.<\/p>\n<p class=\"p1\">tasks assigned to another body.<\/p>\n<p class=\"p1\"><i>Art. 15<\/i> &#8211; Resolutions of the Board of Directors are passed by a simple majority of those present. The <\/p>\n<p class=\"p1\">President votes and has the casting vote in the event of a tie.<\/p>\n<p class=\"p1\"><i>Art. 16<\/i> &#8211; The Board of Directors and the Board Committee shall meet as often as necessary.<\/p>\n<p class=\"p1\">-The President convenes the meetings.<\/p>\n<p class=\"p1\"><span class=\"s2\"><b>Inspection body<\/b><\/span><\/p>\n<p class=\"p1\"><i>Art. 17<\/i> &#8211; The Board of Control shall be elected by the DM every five years. The Board of Control may <\/p>\n<p class=\"p1\">be recruited from members of the association or externally.<\/p>\n<p class=\"p1\"><i>Art. 18<\/i> &#8211; The auditors shall check the accuracy of the books and the management and<\/p>\n<p class=\"p1\">acts within the framework of the statutory provisions.<\/p>\n<p class=\"p1\">&#8211; The Board of Directors may issue it with additional audit mandates<\/p>\n<p class=\"p1\">&#8211; The auditors inform the Board of Directors about the audit and the interim financial statements.<\/p>\n<p class=\"p1\">Controls in writing.<\/p>\n<p class=\"p1\">A report and proposal on the annual audit must be submitted to the DM<span class=\"Apple-converted-space\">  <\/span>.<\/p>\n<p class=\"p1\"><span class=\"s2\"><b>Dissolution of the association<\/b><\/span><\/p>\n<p class=\"p1\"><i>Art. 19<\/i> &#8211; The Association may be dissolved:<\/p>\n<p class=\"p1\">a.)The dissolution of the Association can only be decided by a DM,<\/p>\n<p class=\"p1\">with details of the reasons (Art. 77 ZGB).<\/p>\n<p class=\"p2\">\n<p class=\"p1\">b.)Any liquidation would be carried out by the Board of Directors, unless the DM appoints other liquidators.<\/p>\n<p class=\"p1\">c.)Under no circumstances may the Association&#8217;s assets be distributed among the members. The auditors, the DM and the Board of Directors shall decide<\/p>\n<p class=\"p1\">over the association&#8217;s assets.<span class=\"s2\"><b> Personal enrichment is excluded<\/b><\/span>.<\/p>\n<p class=\"p1\"><span class=\"s2\"><b>Final provision<\/b><\/span><\/p>\n<p class=\"p1\"><i>Art. 20 <\/i>&#8211; The Articles of Association are issued to all members of the Association upon joining. Amendments shall be communicated to members in writing on an ongoing basis. <\/p>\n<p class=\"p1\">&#8211; These Articles of Association were adopted after the founding of the association by the members on<\/p>\n<p class=\"p1\">18.12.2018, and come into force immediately.<\/p>\n<p class=\"p1\">Signatures (in accordance with Art. 14 para. 2 of the Articles of Association)<\/p>\n<p class=\"p1\">Date, 18.12.2018<\/p>\n<p class=\"p1\"><b>For the Executive Board<\/b><\/p>\n<p class=\"p1\">The President<span class=\"Apple-converted-space\">  <\/span>The Vice President<\/p>\n<p class=\"p1\">Hans Peter Rickenbacher<span class=\"Apple-converted-space\">          <\/span>Peter Zahnd<\/p>\n<p class=\"p1\">The Actuary The Treasurer<\/p>\n<p class=\"p1\">Claude Zeder Martin Zeder<\/p>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":387,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-3827","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>General Terms and Conditions - Verein-Swiss-Cashback - Swiss-Cashback<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"General Terms and Conditions - Verein-Swiss-Cashback - Swiss-Cashback\" \/>\n<meta property=\"og:url\" content=\"https:\/\/swiss-cashback.ch\/en\/general-terms-and-conditions-verein-swiss-cashback\/\" \/>\n<meta property=\"og:site_name\" content=\"Swiss-Cashback\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-04T11:16:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/swiss-cashback.ch\/wp-content\/uploads\/2025\/05\/Swiss-Cashback.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/swiss-cashback.ch\\\/en\\\/general-terms-and-conditions-verein-swiss-cashback\\\/\",\"url\":\"https:\\\/\\\/swiss-cashback.ch\\\/en\\\/general-terms-and-conditions-verein-swiss-cashback\\\/\",\"name\":\"General Terms and Conditions - Verein-Swiss-Cashback - Swiss-Cashback\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/swiss-cashback.ch\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/swiss-cashback.ch\\\/en\\\/general-terms-and-conditions-verein-swiss-cashback\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/swiss-cashback.ch\\\/en\\\/general-terms-and-conditions-verein-swiss-cashback\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/swiss-cashback.ch\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/Swiss-Cashback.jpg\",\"datePublished\":\"2025-08-04T11:16:27+00:00\",\"dateModified\":\"2025-08-04T11:16:42+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/swiss-cashback.ch\\\/en\\\/general-terms-and-conditions-verein-swiss-cashback\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/swiss-cashback.ch\\\/en\\\/general-terms-and-conditions-verein-swiss-cashback\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/swiss-cashback.ch\\\/en\\\/general-terms-and-conditions-verein-swiss-cashback\\\/#primaryimage\",\"url\":\"https:\\\/\\\/swiss-cashback.ch\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/Swiss-Cashback.jpg\",\"contentUrl\":\"https:\\\/\\\/swiss-cashback.ch\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/Swiss-Cashback.jpg\",\"width\":1080,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/swiss-cashback.ch\\\/en\\\/general-terms-and-conditions-verein-swiss-cashback\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/swiss-cashback.ch\\\/en\\\/swiss-cashback\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"General Terms and Conditions &#8211; Verein-Swiss-Cashback\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/swiss-cashback.ch\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/swiss-cashback.ch\\\/en\\\/\",\"name\":\"Swiss-Cashback\",\"description\":\"Dein Vorteil. 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